Evening Dresses & Fashion Buy Now Pay Later
It’s the detail that makes Kaleidoscope fashion so special. It’s in the cut, the fabrics and the way we use lace, embroidery, beads and sequins. There’s a huge range of wonderful fashion items and accessories to choose from - all with the special exclusive detail that you won’t find on high street clothes with Buy Now Pay Later facilities.
Choosing your favourites from the key fashion looks for the season is easy with Kaleidoscope. We’ve put them all together in our latest collection. And we’ve added that special Kaleidoscope detail that makes all our clothes and accessories different from anything you’ll find on the high street and available on Buy Now Pay later.
The easy way to shop
With Kaleidoscope you shop at home so there are no crowded shops and changing rooms, you can try things on to make sure they’re the perfect fit and also see how they look with other items in your wardrobe. And you can check online that the items you want are in stock.
Try before you buy
With everything you buy you have a full 14 days home approval to make sure you’re perfectly satisfied. And if you’re not, just use our hassle-free returns system.
Fast delivery
No need to wait for days for your clothes. We’ll make sure that everything you order is with you in 3 to 4 days.
Your own personal account
When you start shopping with Kaleidoscope, we’ll open a personal account online for you. That means its easy to manage your shopping, decide how you want to pay and keep track of your orders.
Great value for money
Not only does Kaleidoscope bring you great fashion you won’t find anywhere else, everything is superb quality and, of course, remarkable value for money.
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Buy Now Pay Later Incentives
- No Deposit
- Minimum Spend £110
- Nothing to pay for up to 12 months
| Buy Now Pay Later Incentives | These details are for guidance only |
Total Credit Term: Variable |
 No Deposit Required  Buy Now, Pay Later  Minimum Spend Required  Instalments With Interest |
Spend over £110 using your Personal Account to take advantage of our Shop Now Pay Later offers. See the next question for a full list of the current offers that are available and the relevant offer code that you need to quote.
Terms and Conditions of Shop Now Pay Later
Kaleidoscope’s Shop Now Pay Later offer allows you to PAY NOTHING for a specified period when you spend £110 or more.
Your APR
Shop Now Pay Later interest is typical 29.9% APR variable. Interest will only be payable if there is a balance outstanding at the end of the Shop Now Pay Later period.
Your deferred interest period
Shop Now Pay Later plans (up to 12 months) offer specified periods to opt out of paying interest. Deferred interest will be payable if you do not pay the balance by the due date. Interest will be calculated as an Average Daily Balance (ADB). For examples, see below. Interest will be calculated from the delivery date of the goods up until the date of the first statement you receive after the end of the Shop Now Pay Later period. No repayments are necessary in Shop Now Pay Later periods. If you do not wish to pay the Shop Now Pay Later balance in full at the end of the Shop Now Pay Later period the outstanding amount, together with any interest due, will simply be added to your outstanding Personal Account balance.
Your minimum payment
Minimum payment terms will then apply, 5% of the balance each month or £5 (whichever is greater).
Annual fees £0
There is no annual fee for Shop Now Pay Later.
A typical example
Spend £200 on a Shop Now Pay Later plan and pay nothing prior to the end of the offer (although you can if you wish) then settle the balance by the due date. Total payable £200. Or choose to spread the cost for longer and start paying the monthly minimum of 5% of the balance or £5, whichever is the greater. Your balance includes the deferred interest from the purchase date. To avoid paying interest on your shopping simply pay the full amount by the due date. If you want to make any payments in the meantime please call us on 0844 556 4100. We will of course write to you before the due date to advise you of your options.
Example, Shop Now Pay April
The example illustrated above shows interest calculated over a five-month period from a purchase date of 1st December 2008 to 30th April 2009. The example assumes the billing date on this account is 1st May 2009.
Example, Shop Now Pay May
The example illustrated above shows interest calculated over a five-month period from a purchase date of 1st January 2009 to 31st May 2009. The example assumes the billing date on this account is 1st June 2009.
Example, Shop Now Pay August
The example illustrated above shows interest calculated over a five-month period from a purchase date of 1st February 2009 to 31st August 2009. The example assumes the billing date on this account is 1st September 2009.
