18ct white gold 0.50ct diamond daisy cluster ring Interest Free

INTEREST FREE CREDIT

On-line Interest Free Credit

Payment plans available

With Interest Free Credit you have the choice of spreading your payments over 6, 9, 12, 18, 24 or 36 months depending on the value of the item you have purchased.

Term         Minimum Spend   Deposit    Minimum Credit Balance

6 Months          £500          10%           £450

9 Months          £500          10%           £450

12 Months         £1,000        20%           £800

18 Months         £1,500        20%           £1,200

24 Months         £2,000        20%           £1,600

36 Months         £2,500        20%           £2,000

Typical Example (based on 9 months Interest Free Credit)

Cash Price £500

Less deposit (minimum 10%) £50  

Amount of credit £450

Payable by 9 monthly instalments of £50  

Total amount payable  £500

Typical APR 0%  

How does Interest Free Credit Work?

1. Interest Free Credit is available on all items that are £500 or more, however it is not available on sale items or in conjunction with any other offer. 

2. To apply for Interest Free Credit, select this option when you are selecting how to pay for your purchase(s). Select how many months you would like to spread your payments, from 6, 9,12, 18, 24 or 36 months payment terms vary depending on the value of the item, you will then be automatically directed to the next page. 

3. If you already have an account with us then just sign in and your delivery and billing details should appear on screen. Alternatively, you can fast-track that option by typing in the address where you would like your item(s) delivering to. Once complete, click 'Proceed to Checkout'. 

4. The next page should give you a detailed breakdown of your Interest Free Credit plan. You will also have to enter your card details to pay for the deposit, either 10% or 20% depending on the value of the item. Once you are happy with everything, click 'Pay'. 

5. You will now be diverted to the application form for your Interest Free Credit plan. Enter all of the information that is applicable to you. Once the form as been completed and submitted, you will be given the option of either printing off the application form or request that the forms be sent to you in the post. 

6. BEFORE YOU ORDER IS AUTHORISED FOR GOLDSMITHS.CO.UK TO DESPATCH, YOU HAVE TO SIGN AND SUBMIT THE FORMS TO:Operations Department, v12finance.com, 19-20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ 

7. The finance company will process your application and once accepted, we will receive notification. We will only despatch your order once we have received notification that your application has been successful.

Exceptions

Interest Free Credit is unavailable on the purchase of all sale items and gift cards.

Discount or promotional codes cannot be used in conjunction with Interest Free Credit related purchases. We apologise for any inconvenience that this may cause.